Canada Small Business Financing Loan

By admin • February 15th, 2011

Canada Small Business Financing Loan or (CSBFL) as it is commonly referred to is a financing program created by the Federal government to make it easier for small businesses to get financing.

  • It is used to finance leasehold improvements and fixed assets such as equipments and buildings.
  • Loan amounts are available for up to $500,000 for real estate loans and 350,000 for equipments and leaseholds.
  • Financing is available for up to 90% of eligible costs mentioned above.
  • Repayment options can be made in monthly installments with a fixed or variable interest term.
  • It is noteworthy that Personal guarantee is required for only 25% of the original loan amount.
  • The CSBFL comes with a one time government registration fee of 2% of the loan amount. For instance, if you borrow $100,000, be prepared to pay $2,000 dollars extra in fees. Some banks may allow you to include the 2% fee to the loan amount for financing.
  • Contact us for more details.
 

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